Apply, be approved and add Overdraft Protection on a new TD Student Chequing Account and save $60 in monthly fees on Monthly Plan Overdraft Protection. Conditions apply. Ω
For opening your new TD Student Chequing Account, you will need to bring with you the following:
You can only use your TD Student Chequing Account as long as you're under 23 years old, or a full-time post-secondary student in an accredited college or university in Canada with Proof of Enrollment. When you are over 23, your account is automatically converted to a regular TD account unless you provide proof of enrollment.
The $125 Cash Offer will be deposited into the New TD Student Account within 12 weeks after all conditions have been met, provided that the new TD Student Chequing Account is still open, in good standing, with all conditions continuing to be met. We can change, extend or withdraw the $125 Cash Offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product. All amounts are in Canadian dollars unless otherwise noted. Other conditions may apply.
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No. The eligibility requirements for the TD Cash Back Visa* Card are that you are a Canadian resident and are of the age of majority in your province/territory of residence.
Apply, be approved and open a TD Student Line of Credit by October 31, 2024 and you could be eligible for $150, $500 or $1,000 in cash based on your program of study. Conditions Apply.
Take advantage of our $850 in value offer for international students designed to meet your banking needs as you focus on your studies in Canada! Conditions apply.
Interested in all these offers
Book an appointment today and a TD banking specialist can help you
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British Columbia New Brunswick Newfoundland and Labrador Northwest Territories Nova Scotia Prince Edward Island SaskatchewanThe offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. All offers are contingent on satisfying the criteria outlined in the respective offer terms and conditions.
Calculating the $445 TD Student Banking Package Valuation
◊ The up to $445 value is based on the combined total value of:
∑ The $125 Cash Offer is available to full-time post-secondary students enrolled in an accredited university or college in Canada or elsewhere, who are Canadian residents that do not have an existing TD chequing account, that are the age of majority at time of account opening in their province or territory of residence. We reserve the right to limit the number of accounts opened and the number of cash offers by any one person. Your account must be open, active and in good standing at the time the cash offer is deposited. Please allow 12 weeks after the conditions have been met for fulfillment.
∏ Open a new TD Student Chequing Account between May 7, 2024 and October 31, 2024 (the “New Account”) and complete any three of the following with the new TD Student Chequing Account before January 31, 2025: i) Set up a Recurring Direct Deposit from your employer or the Government with the first deposit posted to the new TD Student Chequing Account by January 31, 2025. The Direct Deposit must occur either weekly, biweekly, monthly or twice per month. Whether or not a Recurring Direct Deposit is acceptable for this offer is subject to our approval. (ii) Make an Online Bill Payment through EasyWeb or the TD app, minimum $50 by January 31, 2025; (iii) Make an Interac e-Transfer® transaction to send or receive money (minimum $50) through EasyWeb or the TD app by January 31, 2025; (iv) Make an online purchase using your TD Access Card with Visa*Debit by January 31, 2025. Regular transaction fees may apply, see About Our Accounts and Related Services for more information; (v) Set-up a recurring Pre-authorized Transfer Service or Simply Save from the new TD Student Chequing Account to a TD Every Day Savings Account, TD ePremium Savings Account or TD High Interest Savings Account by January 31, 2025. Recurring Pre-authorized Transfer can be daily, weekly, bi-weekly, monthly. Simply Save can be daily, weekly or bi-weekly of any amount between $0.50 to $5.00; or (vi) Apply, be approved and add TD Monthly Plan Overdraft Protection or TD Pay As You Go Overdraft Protection (TD Pay As You Go Overdraft Protection is not available for Quebec residents) to your new TD Student Chequing Account by January 31, 2025. For any new TD Student Chequing Account that is a joint account, all account holders on the new TD Student Chequing Account must meet the Overdraft Protection eligibility requirements.
For more information about transactions and a complete list of account fees and Overdraft Protection Service Fees, see About Our Accounts and Related Services.
The following are not eligible for the $125 Cash Offer:
(i) Customers who already have a TD Chequing account that was closed on or after May 7, 2023; or
(ii) Individuals who received any chequing account offer from TD from 2021 to 2023; or
(iii) TD staff members or a joint account with a TD staff member.
For any new TD Student Chequing Account that is a joint account, at least one account holder on the new TD Student Chequing Account must meet the eligibility requirements. Limit of one $125 Cash Offer per customer, per new TD Student Chequing Account. The $125 Cash Offer will be deposited to the New TD Student Account within 12 weeks after all conditions have been met, provided that the new TD Student Chequing Account is still open, in good standing, with all conditions continuing to be met. We can change, extend or withdraw the $125 Cash Offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product. All amounts are in Canadian dollars unless otherwise noted. Other conditions may apply.
Δ Annual interest rates, fees and features are current as of May 7, 2024 unless otherwise indicated and subject to change.
Limited Time Offer: This Offer starts on May 7, 2024 and ends October 31, 2024 (the "Offer Period") and is only available to those student cardholders of a new TD Cash Back Visa* Card ("Account"). Account must be opened by October 31, 2024. Offer consists of two parts that students may qualify for separately: a Mobile Purchase Bonus and a Cash Back Bonus
1) Mobile Purchase Bonus: Earn $10 Cash Back Dollars when you add your new TD Cash Back Visa* Card (opened during the offer period) to your mobile wallet and make a mobile purchase within the first 5 months. Eligible Purchases for the Mobile Purchase Bonus: Purchases must be charged to the Account at any merchant that accepts Apple Pay, Google Pay, or Samsung Pay during the Offer Period. Purchases made using any other method of payment will not qualify.
2) Cash Back Bonus: Earn $10 Cash Back Dollars for every statement cycle when you spend $200 or more on your TD Cash Back Visa for the first 5 months, up to a maximum of $50 Cash Back Dollars. The total earned bonus will be a one-time payout.
Purchases made during a statement cycle but posted after the end of that statement cycle will not count towards eligible Purchases for that month and count towards eligible Purchases for the next statement cycle. For example, if your monthly statement cycle is from September 15 to October 14, a Purchase made on October 14 (Transaction date) and posts on October 15 (posting date) will not count for eligible Purchase for that month and will count towards spend in the next month's statement cycle. If the September 15 to October 14 period was your 6th monthly statement cycle, then the Purchase that was made on October 14 and posted on October 15 would not count towards this Offer.
To earn the up to $60 Cash Back Dollar to the TD Cash Back Visa* Card, you must keep your Account open, active and in good standing during the Offer Period and at the time the Cash Back Dollars are applied to your Account. Offer may be changed, withdrawn (excluding Quebec) or extended at any time and cannot be combined with any other offer unless otherwise indicated. Your Account must be in Good Standing at the time the Cash Back Dollars are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the Cash Back Dollars to be credited to your TD Cash Back Visa* Card Account. This offer is not available to customers who have activated and/or closed a TD Cash Back Visa* Card Account in the last 12 months. We reserve the right to limit the number of Accounts opened by and the number of Cash Back Dollars awarded to any one person. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any Cash Back Dollars not yet awarded.
Student Offer Eligibility will be allocated to those who apply for the TD Cash Back Visa* Card with Student as their Occupation. The Up to $60 Cash Back Dollar offer is available to full-time post-secondary students enrolled in an accredited university or college in Canada or elsewhere, who are Canadian residents that do not have an existing TD Credit Card Account.
This offer is not available to customers who transfer their existing TD Credit Card into a TD Cash Back Visa Card Account, or customers who have closed a TD Credit Card within the last 12 months.
See your Disclosure Statement and Cardholder Agreement for more details on annual interest rates, including how we charge interest and apply payments to Purchases.
The Toronto-Dominion Bank is the issuer of the TD Cash Back Visa Card.
□ Eligible students can earn up to $200 in value in the first year when opening a NEW TD Direct Investing account with ongoing benefits afterward. Receive a Trade Rebate covering the initial first 10 trades ($9.99 per trade), along with a 50% rebate on subsequent trading fees and a rebate on maintenance fees ($25 per quarter). Offer applies to any qualifying new TD Direct Investing client who is a Canadian resident of age of majority in their province or territory on May 7, 2024. The offer is available to all eligible students who are 25 years of age or under at the time of application. This offer begins on May 7, 2024 and ends on October 31, 2024. Please see the complete terms and conditions below for eligibility.
Trade and Maintenance Fee Reward Details: To qualify for the Trade and Quarterly Maintenance Fee rewards, a client must:
Further Terms and Conditions:
1 Earn 1% in Cash Back Dollars ("Gas Rebate") for each $1.00 in Purchases of gas or gas station services or products ("Gas Purchases") charged to your TD Cash Back Credit Card Account ("Account") and earn 1% in Cash Back Dollars ("Grocery Rebate") for each $1.00 in Purchases of groceries or grocery items ("Grocery Purchases") charged to your Account. Any returned items, refunds, rebates or other similar credits will reduce or cancel the Cash Back Dollars earned on the original Gas Purchase or Grocery Purchase, as applicable. $5,000 Cap: Each of the Gas Rebate and the Grocery Rebate is only available to a $5,000 maximum net annual spend ("$5,000 Cap"). Once the $5,000 Cap has been reached for either Gas Purchases or Grocery Purchases, then any further Gas Purchases and Grocery Purchases made on the Account will earn Cash Back Dollars at the standard rebate of 0.5% that applies to all other Purchases on the Account as set out in your Cardholder Agreement ("Standard Rebate"). Applicability of Gas Rebate and Grocery Rebate: Each of the Gas Rebate and the Grocery Rebate is in place of, and not in addition to, the Standard Rebate. Merchant Category Codes: To earn the Gas Rebate and/or Grocery Rebate, the Gas Purchases and/or Grocery Purchases must be made at merchants classified through the Visa network with a Merchant Category Code ("MCC") that identifies them in the "gas" or "grocery" category. Some merchants may sell gas or gas station services or products, or groceries or grocery items, or have separate merchants located on their premises that also sell gas or gas station services or products, or groceries or grocery items, but may not be classified with a gas or grocery MCC and such Purchases will not earn the Gas Rebate or Grocery Rebate, as applicable. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer
TD Direct Investing is a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.
TD Easy Trade™ is a service of TD Direct Investing, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.
TD Bank Group means The Toronto-Dominion Bank and its affiliates, who provide deposit, investment, loan, securities, trust, insurance and other products or services.
® The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.
Visa* is a registered trademark of Visa International Service Association, used under license.
Interac® e-Transfer is a registered trademark of Interac Corp. Used under license.
The document provided must have been issued by the school and contain the student name, the name of the University or College, program and year of study. Example: A letter on school letterhead signed or stamped by the school, or a copy of the tuition bill.
How to get this offer:
Eligible account types include:
A client must be a new or existing TD Student Chequing account holder at time of opening a New TD Direct Investing account ("New Account") to qualify for the TD Direct Investing Account Student Offer
Please see the complete terms and conditions for eligibility □
How to get this offer:
Complete any three of the following with your new TD Student Chequing Account before January 31, 2025 ∑, ∏
How to get this offer: